Home

What's New

Blog Post | Consumer Protection

CFPB Begins Payday Regulation Push In Richmond | Ed Mierzwinski

We joined the CFPB in Richmond Thursday for a field hearing on a proposed rule to regulate payday lending and similar high-cost short-term loans. The CFPB's draft rule is comprehensive, covering a variety of loans, but it contains potential loopholes that we and other advocates will urge the bureau to close before it finalizes this important effort. Here's a short blog with some photos from Richmond.

> Keep Reading
Blog Post | Consumer Protection

CFPB Adds Consumer Stories to Public Complaint Database | Ed Mierzwinski

Today, the CFPB took a step to make its excellent public database of consumer complaints even better, by adding complaint narratives (stories), but only with the consumer's consent. It's a step we've long urged. It will enrich our research into the marketplace, help consumers make choices and help good-actor firms avoid bad practices by others.

> Keep Reading
News Release | Illinois PIRG Education Fund | Budget

Illinois Receives "A-" in Annual Report on Transparency of Government Spending

Illinois received an “A-” when it comes to government spending transparency, according to “Following the Money 2015: How the 50 States Rate in Providing Online Access to Government Spending Data,” the sixth annual report of its kind by the Illinois Public Interest Research Group Education Fund. Illinois' grade improved since last year, jumping from a B+ to this year's A-.

> Keep Reading
Report | Illinois PIRG Education Fund | Budget, Tax

Following the Money 2015

Every year, state governments spend hundreds of billions of dollars through contracts for goods and services, subsidies to encourage economic development, and other expenditures. Accountability and public scrutiny are necessary to ensure that the public can trust that state funds are spent as well as possible. 

> Keep Reading
Media Hit | Financial Reform

Credit Bureaus’ Deal to Improve Accuracy ‘Huge’ for Consumers

(Bloomberg) -- Buying homes, getting jobs and borrowing money will be easier after an agreement by the three biggest U.S. consumer credit reporting services with New York.[...] “It’s a sea change in the way the credit bureaus treat complaints,” said [U.S. PIRG's Ed] Mierzwinski. “The credit bureaus have been run by computers for years now. They’re going to have to hire more people and actually verify that what a creditor said is true.”

> Keep Reading

Pages

News Release | Illinois PIRG Education Fund | Budget

Illinois Receives "A-" in Annual Report on Transparency of Government Spending

Illinois received an “A-” when it comes to government spending transparency, according to “Following the Money 2015: How the 50 States Rate in Providing Online Access to Government Spending Data,” the sixth annual report of its kind by the Illinois Public Interest Research Group Education Fund. Illinois' grade improved since last year, jumping from a B+ to this year's A-.

> Keep Reading
Media Hit | Financial Reform

Credit Bureaus’ Deal to Improve Accuracy ‘Huge’ for Consumers

(Bloomberg) -- Buying homes, getting jobs and borrowing money will be easier after an agreement by the three biggest U.S. consumer credit reporting services with New York.[...] “It’s a sea change in the way the credit bureaus treat complaints,” said [U.S. PIRG's Ed] Mierzwinski. “The credit bureaus have been run by computers for years now. They’re going to have to hire more people and actually verify that what a creditor said is true.”

> Keep Reading
News Release | Illinois PIRG | Public Health

McDonald’s Announces Plan to Cut Overuse of Antibiotics in Chicken

McDonald’s announced a new policy today to curb the overuse of antibiotics in raising the chickens that ultimately become McNuggets or other McDonald’s products.  Within two years, farming operations supplying McDonald’s USA restaurants will not be allowed to routinely administer medically important antibiotics to chickens, a practice that is commonplace, even when animals are healthy. 

> Keep Reading
News Release | Illinois PIRG | Democracy

Chicago Voters Want to Curb Influence of Big Money, Empower Small Donors

While some races- including the mayoral - are headed for runoffs, Chicago voters spoke loud and clear on one issue: it’s time to get big money out of our elections.

> Keep Reading
News Release | Illinois PIRG Education Fund

Big Money Dominates Chicago Mayoral Election

Thicker wallets give big donors an outsized voice in this year’s mayoral election, according to a new report released by Illinois PIRG Education Fund one week before Election Day. Contributions greater than $1,000 account for more than 86% of the money contributed to the five Chicago mayoral candidates, while less than 2% of the money contributed comes from contributions of less than $150.

> Keep Reading

Pages

Report | Illinois PIRG Education Fund | Budget, Tax

Following the Money 2015

Every year, state governments spend hundreds of billions of dollars through contracts for goods and services, subsidies to encourage economic development, and other expenditures. Accountability and public scrutiny are necessary to ensure that the public can trust that state funds are spent as well as possible. 

> Keep Reading
Report | Illinois PIRG Education Fund | Democracy

Big Money, Money from Outside Chicago, Dominates Mayoral Race

In the wake of the Supreme Court’s decisions undermining campaign finance rules, most notably Citizens United v FEC, our elections have become increasingly dominated by large donors at the expense of ordinary Americans. These effects have been outsized in recent Illinois elections where campaign contribution limits have been lifted in both the gubernatorial and Chicago mayoral elections. This study examines the dominance of big donors in Chicago’s mayoral race.

> Keep Reading
Report | Illinois PIRG Education Fund | Transportation

The Innovative Transportation Index

This report reviews the availability of 11 technology-enabled transportation services – including online ridesourcing, carsharing, ridesharing, taxi hailing, static and real-time transit information, multi-modal apps, and virtual transit ticketing – in 70 U.S. cities. It finds that residents of 19 cities, with a combined population of nearly 28 million people, have access to eight or more of these services, with other cities catching up rapidly.

> Keep Reading
Report | Illinois PIRG Education Fund | Transportation

Why is the Illiana is a Waste of Tax Dollars?

Although Americans have reduced their driving since the middle of the last decade, the state of Illinois continues to spend lavishly on new highways. The state of Illinois and Indiana have proposed to build a new 47 mile toll road across the far southern extent of the Chicago metropolitan area at a cost of more than $1 billion—and perhaps as much as $3 billion, despite few anticipated benefits and opposition from several local community groups.

> Keep Reading
Report | Illinois PIRG Education Fund | Consumer Protection

Trouble in Toyland 2014

Among the toys surveyed this year, we found numerous choking hazards and five toys with concentrations of toxics exceeding federal standards. In addition to reporting on potentially hazardous products found in stores in 2014, this installment of the report describes the potential hazards in toys and children’s products.

> Keep Reading

Pages

Blog Post | Consumer Protection

CFPB Begins Payday Regulation Push In Richmond | Ed Mierzwinski

We joined the CFPB in Richmond Thursday for a field hearing on a proposed rule to regulate payday lending and similar high-cost short-term loans. The CFPB's draft rule is comprehensive, covering a variety of loans, but it contains potential loopholes that we and other advocates will urge the bureau to close before it finalizes this important effort. Here's a short blog with some photos from Richmond.

> Keep Reading
Blog Post | Consumer Protection

CFPB Adds Consumer Stories to Public Complaint Database | Ed Mierzwinski

Today, the CFPB took a step to make its excellent public database of consumer complaints even better, by adding complaint narratives (stories), but only with the consumer's consent. It's a step we've long urged. It will enrich our research into the marketplace, help consumers make choices and help good-actor firms avoid bad practices by others.

> Keep Reading
Blog Post | Consumer Protection

Coalition Launched To Protect Retirement Savings from Wall Street Loopholes | Ed Mierzwinski

We've joined AARP, the Consumer Federation of America, AFL-CIO, Americans for Financial Reform and other leading groups to support an imminent Department of Labor rule to require retirement advisors to put consumers first. Wall Street brokerages and insurance companies have already launched a fierce lobbying attack, since they've been using loopholes to put themselves first to the tune of an estimated $17 billion/year by pocketing what should be your retirement income.

> Keep Reading
Blog Post | Financial Reform

Anthem Customers and Others: Some Advice On Steps To Take After Data Breach | Ed Mierzwinski

UPDATED (9 Feb.) Retail store data breaches make a mess, but an easy one to clean up and the few consumers who become fraud victims are quickly made whole. The Anthem hackers, on the other hand, reportedly obtained a mother lode of information that could be used to commit a variety of serious frauds, including obtaining your tax refund. Read our tips here. Here's the first: Don't click on any emails claiming to be from Anthem; some may be malicious.

> Keep Reading
Blog Post | Consumer Protection

On Veterans Day, How The CFPB Helps Veterans, and All of Us | Ed Mierzwinski

Columnist George Will recently (and not for the first time) urged Congress to “abolish the Consumer Financial Protection Bureau.” His reasons may seem to come from his conservative philosophy, but merely pander to the powerful Wall Street interests that left our economy in ruins just a few years ago. As a counterbalance, let’s discuss some recent speeches and statements by CFPB Director Richard Cordray on his vision for the bureau and some of its current work, including – on this Veteran’s Day – its efforts to protect military families from financial predators.

> Keep Reading

Pages

Support us

Your tax-deductible donation supports Illinois PIRG Education Fund’s work to educate consumers on the issues that matter, and the powerful interests that are blocking progress.

Learn More

You can also support Illinois PIRG Education Fund’s work through bequests, contributions from life insurance or retirement plans, securities contributions and vehicle donations.